Customized portfolios designed to reduce risk and optimize returns.
Heward works with each client to best understand individual investment expectations and relative risk tolerance. On this basis, and in consideration of assets under management, the firm will provide the necessary guidance to ensure an optimal fit between each client and specific financial service offerings.
Custom Portfolios
Our custom portfolios (Segregated Account Mandates) are signed agreements between the firm and our clients. Investment decisions are governed by client objectives and constraints as documented in the Investment Policy Statement (IPS).
Segregated Accounts are generally managed individually or by Family Group which as a whole corresponds to a specific mandate. By way of example, an RRSP, TFSA, RESP, holding companies, and/or regular accounts of a group of family members in both Canadian and US dollars are managed under one mandate as outlined in their IPS. The minimum investment is $1,000,000. We work with clients to determine which segregated account mandates best correspond to their needs. Portfolios can be customized to accommodate the most unique circumstances.
Pooled Funds
Heward Pooled Funds provide clients with the opportunity to invest in a more cost-efficient manner by lowering trading costs and requiring a significantly lower minimum investment than segregated account clients. Funds are open to clients with a minimum investment of $150,000 (unless investors meet criteria for “accredited investors”).
Heward Canadian Dividend Growth Fund
Established in 2009, the Heward Canadian Dividend Growth Fund is a Canadian equity fund that focuses on companies that consistently grow their dividends over the long-term. The fund is designed with the dual objective of achieving income through dividends and long-term growth at lower than market risk.
Heward Equity Fund
The Heward Equity Fund seeks to achieve a superior long-term rate of return and safety of capital. The strategy is diversified across various sectors and market capitalizations in the global marketplace. The portfolio will be structured in accordance with the Manager’s view of the market, therefore, sector allocations may vary significantly over time.
Heward Income Fund
The Heward Income Fund seeks to generate long term capital appreciation and investment income to provide an attractive total investment return. The fund invests in a diversified basket of debt securities, preferred shares, income trusts, real estate investment trusts, hybrid products and common shares.
Heward Global Leaders Fund
The Heward Global Leaders Fund seeks to generate consistent returns over the long term by identifying high-quality global businesses that are attractively priced. Companies are leaders in their respective business field, have high defendable barriers to entry, solid management, high returns on invested capital and consistent return of capital via dividends.
Managed Mandates
Heward also offers discretionary investment management services to external investment managers and wealth management professionals.
These services include:
- Wrap products based on model portfolios
- Advisory-based services
- Discretionary investment management services to mutual funds
We offer portfolio construction, implementation, performance presentation, and other services as requested.